Step 1: Know Your Budget – Get Pre-Approved

How to get pre-approved:

1. Gather your financial documents: pay stubs, tax returns, bank statements, and credit reports.

2. Meet with a trusted lender to determine your loan options.

3. Get your pre-approval letter, which shows sellers you’re ready to buy.

Tip from Sal Martin: Even if you’re a first-time buyer, pre-approval gives you confidence and a clear picture of your options. It’s your first step toward a smooth home buying experience.

Buying a home in starts with understanding what you can afford. Getting pre-approved for a mortgage is the first step in turning your dream home into reality.

Why it matters:

• You’ll know your exact budget, so you don’t waste time looking at homes outside your price range.

• Sellers take your offer more seriously if you’re pre-approved.

• It speeds up the buying process once you find the right home.

Percentage of Buyers

Most Buyers Are Pre-Approved and You Get So Many Benefits From Pre-Approval

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